Introducing Sallie Mae
Student Loans
Cover your education costs with Sallie Mae and NWCU.
Northwest Community Credit Union, a division of TwinStar Credit Union, offers great financial products and services to meet the unique needs of our members. That is why we have now partnered with Sallie Mae to offer the Smart Option Student Loan® and Sallie Mae's suite of graduate loans.
Benefit from these features with any loans:
- Competitive variable and fixed interest rates
- Multiple repayment options
- No origination fees; no prepayment penalty1
- Borrow from $1,000 up to 100% of the school-certified expenses2
Choose from a variety of loans to meet your needs:
- Smart Option Student Loan® for undergraduate and career training students
- Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study
Find out which loan is right for you.
Sallie Mae® student loans are designed for wherever you are on your higher education journey.
Borrow responsibly.
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae Bank. Northwest Community Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.
1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
2 For applications submitted directly to Sallie Mae, loan amount cannot exceed the cost of attendance less financial aid received, as certified by the school. Applications submitted to Sallie Mae through a partner website may be subjected to a lower maximum loan request amount. Miscellaneous personal expenses (such as a laptop) may be included in the cost of attendance for students enrolled at least half-time.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
©2025 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.